Settl APIs: Powering the Next Generation of Finance
Unlock banking infrastructure that transforms your application into a financial powerhouse. With Settl APIs, you can seamlessly embed banking, bill payment, and wallet features into your solution—all through one scalable and secure platform designed for modern applications.
Bank-as-a-Backend: Transform Your Application
Full Banking Infrastructure
Our APIs provide everything you need to function as a bank: account creation, settlement services, and transaction management—all without the regulatory complexity.
We handle the banking logistics while you focus on creating exceptional user experiences for your customers.
Bank-Grade Security
All Settl APIs include enterprise-level security and compliance features, ensuring your users' financial data remains protected against emerging threats.
Our platform maintains the highest industry standards while keeping integration simple.
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Add Bill Payment Capabilities Instantly
Connect the API
Integrate our bill payment endpoints with minimal code. Our RESTful APIs and comprehensive SDKs make implementation straightforward for any development team.
Customize Your Experience
Design the perfect bill payment flow for your users with support for utilities, telecom providers, credit cards, loans, and more—all through a single integration.
Monitor in Real-Time
Access instant payment confirmations and reconciliation data. Keep your users informed with accurate status updates throughout the payment lifecycle.
Embedded Wallet Integration for Every App
Accept Deposits
Enable users to fund their accounts via multiple payment methods including ACH, debit cards, and direct deposits.
Manage Balances
Track funds securely with real-time balance updates and transaction visibility for both users and administrators.
Process Transfers
Facilitate seamless money movement between accounts, both within your ecosystem and to external destinations.
Support Withdrawals
Provide users with flexible options to access their funds when and how they need them.
Developer Resources & Documentation
Comprehensive Documentation
Access detailed API references, integration guides, and sample code across multiple programming languages. Our documentation is continuously updated with the latest features and best practices.
Robust Sandbox Environment
Develop and test your implementation in our full-featured sandbox that mimics production behavior without affecting real accounts or transactions.
Expert Support
Connect with our team of solution engineers who specialize in financial API integrations. Get 24/7 support through our developer portal or dedicated Slack channel.
Get Started with Settl APIs Today
1M+
Transactions Processed
Daily volume handled by our robust infrastructure
99.99%
Uptime Guarantee
Enterprise-grade reliability for your applications
30+
Integration Partners
Joining the embedded finance revolution
Whether you're building a neobank, enhancing a fintech platform, or creating the next super-app, Settl provides the financial infrastructure to power your vision. Join the companies already transforming their applications with embedded financial services.