A centralized platform handling all banking operations from account management to regulatory compliance in one seamless system.
Universal Compatibility
Purpose-built to support retail banks, commercial institutions, digital challengers, and fintech innovators alike.
Flexible Deployment
Enjoy always-on reliability with scalable architecture deployable in cloud environments or on-premises according to your needs.
Key Functionalities
Real-Time Processing
Execute accounts, deposits, withdrawals, and transfers instantly with immediate system-wide updates.
Seamless Onboarding
Streamline customer acquisition with integrated AML/KYC verification and automated approval workflows.
Unified Management
Manage customers and transactions through a single interface for complete operational visibility.
Multi-Currency Support
Handle diverse currencies with integrated exchange capabilities for global banking operations.
End-to-End Banking Operations
Comprehensive Loan Management
Originate loans, monitor performance, and automate repayment schedules through an integrated workflow.
Versatile Payment Processing
Support multiple payment methods including cards, wire transfers, instant P2P payments, and automated bill pay.
Advanced Financial Tools
Integrated general ledger, accounting, tariffs, and fee calculations ensure accurate financial management.
Comprehensive Analytics
Generate detailed reports for regulatory compliance and management decision-making with customizable dashboards.
Technical Architecture
Presentation Layer
Intuitive interfaces for all users
Application Layer
Business logic and processing engines
Data & Infrastructure
Secure database and cloud architecture
Our API-first platform enables seamless integration with payment rails, digital channels, and third-party services. The modular design allows institutions to scale individual components according to business growth needs.
Security and Compliance
Authentication
Two-factor authentication and role-based access controls protect sensitive operations and data.
Data Protection
End-to-end encryption and continuous security monitoring safeguard customer and transaction information.
Regulatory Compliance
Built-in AML/KYC workflows, comprehensive audit trails, and automated regulatory reporting.
Global Standards
Meets international banking security protocols and certification requirements for financial institutions.
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Customer Experience & Support
Unified Dashboard Experience
Intuitive interfaces designed for both banking staff and end clients provide a consistent, frictionless experience across all touchpoints.
Omnichannel Accessibility
Seamlessly connect through web portals, mobile applications, ATM networks, and physical branch locations with consistent functionality.
Comprehensive Support Tools
Integrated live chat, automated notifications, and customer support toolkits ensure timely resolution of inquiries and service requests.
Settl' Core vs. Finacle
Settl' Core
API-first platform designed for modern banking operations.
Modular architecture enabling custom scaling
Integrated end-to-end workflows
Omnichannel accessibility across all touchpoints
Built-in compliance and security features
Finacle
Established core banking solution with traditional approach.
Monolithic architecture requiring full implementation
Separate modules with manual integration points
Limited digital channel flexibility
Add-on security and compliance packages
Key Differences
Settl' Core offers faster deployment and greater flexibility.
75% faster implementation timeframe
40% lower total cost of ownership
Real-time processing vs. batch operations
Cloud-native vs. cloud-adapted architecture
Real-World Impact & Next Steps
40%
Operational Efficiency
Average improvement in processing speed and resource utilization
85%
Customer Satisfaction
Reported satisfaction rate among institutions using Settl' Core
30%
Digital Transformation
Typical reduction in time-to-market for new financial products
Ready to transform your banking operations? Schedule a personalized demo with our experts to see how Settl' Core can address your specific challenges and growth objectives.